A Crash Course On The Payout Options Available To You When Selling A Mortgage Note

Okay, let's take a look at the typical payout options:

Full Purchase - The investor buys the entire note. This alleviates the seller of the responsibility to collect payments in the future.

Straight Partial - The investor purchases a predetermined number of payments in order to meet the seller's cash requirements. After the last payment of that predetermined term ends, the balance on the note reverts back to the seller.

Reverse Partial - The seller receives a lump sum and continues to receive the full payment amount for a specified period of time. This solution is appropriate when the seller needs a large amount of cash at closing but also wants to receive the monthly payments for a while.

Split Payment - The investor purchases half of the seller's monthly payment; the seller continues to receive the income from the other half.

Balloon Only - The investor purchases only the balloon due at the predetermined date on the promissory note. This alternative works in situations where the seller needs some cash at closing but doesn't want to wait 30 years to collect the balance.

So, as you can see, you do not have to sell your whole note. There are benefits for each option. It just depends on what works best for your situation.

Frederick Webb is a Certified Cash Flow Consultant and is President & Co-Founder of Webb Funding Group, a small debt brokerage firm he runs with his wife, Kashita Webb.

You can find them at: http://www.mortgagenotecash.com

MORE RESOURCES:

Real estate bust: Toledo wins at Big House - San Francisco Chronicle

Great Food, Good Drinks and Luxury Real Estate on Main Street - Eastside Business Journal

BIZ DATA: Boulder real estate foreclosures - Daily Camera

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/2-0fd=Rurl=http://www.dailycamera.com/news/2008/oct/12/Boulder-real-estate-foreclosures/cid=1257047711ei=R7PySOa8FpjI9ATx1eDBBwusg=AFQjCNFuLrw_GZiigOOvQDe5XC1ZGSYSfABIZ DATA: Boulder breal estate/b foreclosures/abrfont size=-1font color=#6f6f6fDaily Camera,nbsp;COnbsp;-/font nobr1 hour ago/nobr/fontbrfont size=-1b.../b Boulder; Aurora Loan Services LLC; $1519142.90; $704000 334 E. Eighth Ave., Longmont; Front Range bReal Estate/b Partners LLC; $227838.20; $90500. b.../b/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/2-1fd=Rurl=http://www.dailycamera.com/news/2008/oct/12/Boulder-Broomfield-county-business-calendar/cid=1257047711ei=R7PySOa8FpjI9ATx1eDBBwusg=AFQjCNEclA0sgeric-kOHkC8DxZjQuPuRgBoulder, Broomfield county business calendar/a font size=-1 color=#6f6f6fnobrDaily Camera/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1257047711hl=ennobrall 2 news articles/nobr/a/font/div/font/td/tr/table

Real estate growth strategies in focus - Gulf Daily News

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=Tct=us/3i-0fd=Rurl=http://www.ameinfo.com/171116.htmlcid=1257033209ei=R7PySOa8FpjI9ATx1eDBBwusg=AFQjCNFThAImmXAsG0mBHtx-j0eSajW50Aimg src=http://news.google.com/news?imgefp=OVxW3Ww3hKMJimgurl=www.ameinfo.com/images/news/0/64970-1111111111111.jpg width=55 height=80 alt= border=1brfont size=-2AME Info/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/3-0fd=Rurl=http://www.gulf-daily-news.com/Story.asp%3FArticle%3D231633%26Sn%3DBNEW%26IssueID%3D31207cid=1257033209ei=R7PySOa8FpjI9ATx1eDBBwusg=AFQjCNH-W6UiWYFOh4FWtE4coR_uq-mmEwbReal estate/b growth strategies in focus/abrfont size=-1font color=#6f6f6fGulf Daily News,nbsp;Bahrainnbsp;-/font nobr2 hours ago/nobr/fontbrfont size=-1GROWTH strategies for the breal estate/b sector amid the global economic downturn will be discussed at a major conference in Bahrain next month. b.../b/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/3-1fd=Rurl=http://www.ameinfo.com/171116.htmlcid=1257033209ei=R7PySOa8FpjI9ATx1eDBBwusg=AFQjCNFThAImmXAsG0mBHtx-j0eSajW50AStephen Lee is coming to Bahrain/a font size=-1 color=#6f6f6fnobrAME Info/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1257033209hl=ennobrall 2 news articles/nobr/a/font/div/font/td/tr/table

Making fortunes from real estate investment - The Punch

Bushnell looks at life and real estate in the Village - eTaiwan News

Hypo Real Estate Denies Report It Withheld Data on Liquidity - Bloomberg

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=Tct=us/6i-0fd=Rurl=http://www.canada.com/calgaryherald/news/story.html%3Fid%3Dbb36578b-e605-4c92-97cc-af727b82e531cid=1251970064ei=R7PySOa8FpjI9ATx1eDBBwusg=AFQjCNEMKTHvuwfXE6BInJTkQJplDzXfbwimg src=http://news.google.com/news?imgefp=JzoeQV1xHB0Jimgurl=a123.g.akamai.net/f/123/12465/1d/media.canada.com/reuters/olusbus_iptc/2008-10-05t133503z_01_btre4931gx200_rtroptp_2_business-us-financial1.jpg%3Fsize%3Dl width=80 height=80 alt= border=1brfont size=-2Calgary Herald/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/6-0fd=Rurl=http://www.bloomberg.com/apps/news%3Fpid%3D20601100%26sid%3DaqQ6AbAsxYqs%26refer%3Dgermanycid=1251970064ei=R7PySOa8FpjI9ATx1eDBBwusg=AFQjCNHwnm5eZ88k68a6BdB2hL2iB1f5AwHypo bReal Estate/b Denies Report It Withheld Data on Liquidity/abrfont size=-1font color=#6f6f6fBloombergnbsp;-/font nobrOct 9, 2008/nobr/fontbrfont size=-1By Oliver Suess and Karin Matussek Oct. 9 (Bloomberg) -- Hypo bReal Estate/b Holding AG, the commercial property lender that needed a revised 50 billion-euro b.../b/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/6-1fd=Rurl=http://www.youtube.com/watch%3Fv%3DdlzSEbBo2hocid=1251970064ei=R7PySOa8FpjI9ATx1eDBBwusg=AFQjCNEVfCT7R6Zp4wRuWv_TOVz-nNS4PQVideo: Wells Fargo#39;s bid for Wachovia/a font size=-1 color=#6f6f6fnobrReutersVideo/nobr/fontobject width=448 height=356param name=movie value=http://www.youtube.com/v/dlzSEbBo2ho/paramparam name=wmode value=transparent/paramembed src=http://www.youtube.com/v/dlzSEbBo2hotype=application/x-shockwave-flashwmode=transparentwidth=448height=356/embed/objectbr/fontfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/6-2fd=Rurl=http://www.iht.com/articles/ap/2008/10/07/business/EU-Germany-Hypo-Real-Estate.phpcid=1251970064ei=R7PySOa8FpjI9ATx1eDBBwusg=AFQjCNEWpE0C7GeB-OPaNb-Qo09q4fV13wCEO of embattled Hypo bReal Estate/b to step down/a font size=-1 color=#6f6f6fnobrInternational Herald Tribune/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/6-3fd=Rurl=http://www.hindu.com/thehindu/holnus/006200810061785.htmcid=1251970064ei=R7PySOa8FpjI9ATx1eDBBwusg=AFQjCNEDB5d-24WfDMoZZ6qpeTUOiZ9OjAGerman Govt rescues Hypo bReal Estate/b in a Euro 50 bn package/a font size=-1 color=#6f6f6fnobrHindu/nobr/font/fontbrfont size=-1 class=pa href=http://news.google.com/news/url?sa=Tct=us/6-4fd=Rurl=http://www.bloomberg.com/apps/news%3Fpid%3D20601100%26sid%3DavupZJMdl7gQ%26refer%3Dgermanycid=1251970064ei=R7PySOa8FpjI9ATx1eDBBwusg=AFQjCNFAU77xN7RmAnrGQo9jPfjuhieO2gnobrBloomberg/nobr/anbsp;- a href=http://news.google.com/news/url?sa=Tct=us/6-5fd=Rurl=http://www.bloomberg.com/apps/news%3Fpid%3D20601100%26sid%3Day6Rie7zHawQ%26refer%3Dgermanycid=1251970064ei=R7PySOa8FpjI9ATx1eDBBwusg=AFQjCNGZGRgsulXyWMPZJo42tXBog62IWgnobrBloomberg/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1251970064hl=ennobrall 1,015 news articles/nobr/a/font/div/font/td/tr/table

Real-estate agents, mortgage brokers hurting - Bolingbrook Sun

Real estate in Acadiana and Wall Street - The Daily Advertiser

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=Tct=us/8i-0fd=Rurl=http://online.wsj.com/article/SB122351316270117559.html%3Fmod%3Dgooglenews_wsjcid=1255319735ei=R7PySOa8FpjI9ATx1eDBBwusg=AFQjCNEdlmHTYSFBzhLz3v9Qs1abMpBWKwimg src=http://news.google.com/news?imgefp=50jUWnAPCS4Jimgurl=s.wsj.net/public/resources/images/NA-AT054_McHous_D_20081008190940.jpg width=80 height=53 alt= border=1brfont size=-2Wall Street Journal/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/8-0fd=Rurl=http://www.theadvertiser.com/apps/pbcs.dll/article%3FAID%3D/20081012/BUSINESS/810120335/1046cid=1255319735ei=R7PySOa8FpjI9ATx1eDBBwusg=AFQjCNGTk57OfQYFqig-NfAOml4AXW2WywbReal estate/b in Acadiana and Wall Street/abrfont size=-1font color=#6f6f6fThe Daily Advertiser,nbsp;LAnbsp;-/font nobr18 hours ago/nobr/fontbrfont size=-1Fortunately, the Acadiana breal estate/b market is still strong because we did not have the speculation that was seen in other parts of the country. b.../b/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/8-1fd=Rurl=http://www.youtube.com/watch%3Fv%3DBAdIBCGcEo8cid=1255319735ei=R7PySOa8FpjI9ATx1eDBBwusg=AFQjCNGvvBnY3Qih7pWU9XDix_EgB16y1gVideo: Obama: #39;Taxpayers Shouldn#39;t Pick Up Tab#39;/a font size=-1 color=#6f6f6fnobrAssociatedPress/nobr/fontobject width=448 height=356param name=movie value=http://www.youtube.com/v/BAdIBCGcEo8/paramparam name=wmode value=transparent/paramembed src=http://www.youtube.com/v/BAdIBCGcEo8type=application/x-shockwave-flashwmode=transparentwidth=448height=356/embed/objectbr/fontfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/8-2fd=Rurl=http://online.wsj.com/article/SB122351316270117559.html%3Fmod%3Dgooglenews_wsjcid=1255319735ei=R7PySOa8FpjI9ATx1eDBBwusg=AFQjCNEdlmHTYSFBzhLz3v9Qs1abMpBWKwMcCain Reshuffles Rescue Deal/a font size=-1 color=#6f6f6fnobrWall Street Journal/nobr/font/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/8-3fd=Rurl=http://www.clusterstock.com/2008/10/mccain-s-messy-mortgage-buyout-digging-holes-and-filling-them-incid=1255319735ei=R7PySOa8FpjI9ATx1eDBBwusg=AFQjCNEb9eBJ-aMNbMTbIOY3mz1QyHIY-gMcCain#39;s Messy Mortgage Buyout: Digging Holes and Filling Them In/a font size=-1 color=#6f6f6fnobrClusterstock/nobr/font/fontbrfont size=-1 class=pa href=http://news.google.com/news/url?sa=Tct=us/8-4fd=Rurl=http://www.bloomberg.com/apps/news%3Fpid%3D20601087%26sid%3DacLuJmJz0roc%26refer%3Dhomecid=1255319735ei=R7PySOa8FpjI9ATx1eDBBwusg=AFQjCNEJz93dIeMn-CpXlGMFHhKHKP7iownobrBloomberg/nobr/anbsp;- a href=http://news.google.com/news/url?sa=Tct=us/8-5fd=Rurl=http://www.stjoenews.net/news/2008/oct/12/troubled-home-loans-didnt-require-insurance/%3Fbusinesscid=1255319735ei=R7PySOa8FpjI9ATx1eDBBwusg=AFQjCNFDLG14aP7DNhftlSu6MyA-unz_nAnobrSt. Joseph News-Press/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1255319735hl=ennobrall 1,086 news articles/nobr/a/font/div/font/td/tr/table

Sunday Real Estate Round-Up, 10/12/08 - Luxist

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/9-0fd=Rurl=http://www.luxist.com/2008/10/12/sunday-real-estate-round-up-10-12-08/cid=1256615524ei=R7PySOa8FpjI9ATx1eDBBwusg=AFQjCNEGOdVndYUWjCr_knQ4up1ylWexhASunday bReal Estate/b Round-Up, 10/12/08/abrfont size=-1font color=#6f6f6fLuxist,nbsp;CAnbsp;-/font nobr13 hours ago/nobr/fontbrfont size=-1--More Ben Affleck and Jennifer Garner breal estate/b rumors, this time it is said that they have put their home in Brentwood on the market for around $8 b.../b/fontbrfont size=-1a href=http://news.google.com/news/url?sa=Tct=us/9-1fd=Rurl=http://www.dailyherald.com/story/%3Fid%3D241072cid=1256615524ei=R7PySOa8FpjI9ATx1eDBBwusg=AFQjCNHktQI-xOcwz-dC9c2emguI8zituwDC, estate listed for $49 million/a font size=-1 color=#6f6f6fnobrChicago Daily Herald/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1256615524hl=ennobrall 3 news articles/nobr/a/font/div/font/td/tr/table

Real-Estate - Google News

RELATED ARTICLES

10 Tips for Investing in Distressed or Foreclosed Properties
1. Search on the world wide web for distressed or foreclosed properties as a starting point.

Achieving Positive Cash Flow from Your Real Estate Investments
Even if you're counting on rising property values to eventually make a profit on an investment property, it's far more desirable to have a positive cash flow each month. If you're losing money on a property every month, it may not take long until your future profits will have been lost.

Stay Motivated With REI Till The Deal Comes
I know many investors step into the game of real estate investing with high hopes of landing the deal that will turn their financial situation around and yes some do and this is not for you - this is for the investors still looking for that first deal!The best way starting out in this business, staying motivated and sticking to real estate investing has to do with one big factor!Keep your JOB - Yes you may be "Just Over Broke" but real estate investing comes with no guarantees of doing a deal in 30, 90, or 120 days as a matter of fact deals come and they go. real estate investing has its good times and it's bad times!You need a source of income and without it the likely hood of failure will soon follow!Having a stable income is the number one goal to having financial well being and your mental and emotional well being also.

How to Use the Internet to Help Your Apartment or House Hunting
So you are looking for an apartment to rent or a house to purchase. One of the most important steps is researching the neighborhood to decide if you really like to live in that area.

Why I Love Country Living
As somone who has lived in both places, I can tell you that country living certainly beats the hustle and bustle of city life! Living in a rural area has advantages that simply can't be bought at any price.In the city I was bombarded with the sounds of horns blowing and sirens blaring.

FSBO: For Sale By Owners Chapter One
She reached the phone on its second ring. "This is Tami!" She confidently answered.

U.S. Real Estate Sought By Foreign Investors Due to a Weaker Dollar
The weak US dollar has been good news for real estate. Taking advantage of the favorable conversion rates, foreign investors are eagerly picking up real estate in major cities across the US.

Fixing Houses for Resale: Three Beginning Steps to Increase Profits and Have Fun
Real estate investors specializing in fixers make higher profits when they have a detailed work plan and know how to get around the future resale appraisal issues.Before you begin your fixer makeover, taking a few extra steps helps you make more money, avoid future appraisal pitfalls, and have more fun.

Maximizing Curb Appeal and First Impressions to Sell your Home
We all know that a home or property of any kind, in order to sell faster and at a higher price, should have what is known as curb appeal. Frequently, it is not the expensive things that make a difference.

Tidy Up The Outside, Reap The Rewards
There isn't a realtor in existence who wouldn't tell you that one of the most important terms that you can learn when you're trying to sell your house, is "curb appeal."So while you're sprucing up your home, it's wise to start outside, and work your way in.

One Stop Shop for Buy to Let
As the buy to let market continues to go from strength to strength, a unique selling opportunity has been created for landlords looking to dispose of both residential and commercial buy to let property with the ability for transactions to take place directly between landlords.Set up by experienced property investors with an acute understanding of all aspects involved in buying and selling of investment property.

Dont Overpay for a House, Even in Todays Market
If there's one thing American investors love, it's an over-inflated market. Which is why they keep buying houses and new ones keep coming onto the market.

Property Investing - Port Melbourne Life on the Edge
Property investing prices pick up following a cooler winter last year. Susannah Petty Reports.

How to Attract Clients in Residential Real Estate
Doesn't it seem like everyone you know has a friend, relative, or acquaintance that is a realtor? How could anyone, especially someone new to the industry, possibly achieve success when faced with this much competition?The answer begins to appear when you consider the following questions:How many licensed real estate agents have the talents required for success in sales?How many have been trained in effective selling techniques?How many know how to prospect effectively?How many know which questions to ask to determine the factors that are most important to each prospect's buying decision?How many take their profession seriously and are willing to put in the effort and hours that are required to build a successful business?How many of them regularly sell multiple houses per month?The 80/20 rule definitely applies to residential real estate. In fact, some statistics suggest the ratio is more like 90/10 (where 90% of home sales are made by just 10% of realtors), with the vast majority of home sales by the top 1%!So, how can a novice realtor attract clients? By building his or her credibility and relationships.

Guide To Finding The Perfect Central Illinois House
Central Illinois is an area rich in cultural activities andbusiness opportunities. The quality of life experienced bythe residents of the numerous close-knit communities issecond to none.

Big Discounts With Property Investment Clubs?
A stagnant stock market, low interest rates and booming property prices over recent years have lead to more and more personal investors deciding to join property investment clubs.Property investment clubs are organisations that either buy property in volume and resell it to their members at discount prices or negotiate the purchase of large numbers of properties from developers, again ensuring discounted prices.

Burn, Baby, Burn!
Luxury homes are lots of fun to inspect. Sure, the pay is better too, but mostly it's just fun to see how the other half lives! I also get to meet those people who have reached such a level of financial success that they are buying a home that seems like it could have been a boarding school!One of the fun aspects of inspecting large and expensive homes is seeing furnishing and interior design work at the highest level.

Listing Real Estate Online - Top Tactics for Boosting Sales
Listing real estate online can be a great way to let buyers know what is out there and it gives sellers a chance to show their home to people all over the world. However, the problem lies in the fact that most people still want to tour the home, inside and out, before buying it.

The Secret Jewel in the Mediterranean Crown
Since the Northern Cypriots famously voted 'yes' to the UN backed Annan plan for the peaceful reunification of Cyprus in 2004 the world has awoken to the secret and hidden beauty of this untouched jewel in the Mediterranean crown. Those open-minded and individual thinkers seeking elegant living, unrivalled Mediterranean-region investment property opportunities or their own hideaway are today embracing Northern Cyprus.

How to Show & Sell Your California Home
Seller's Showing Instructions1. When the agent arrives with the potential buyers, have the window coverings open to let in as much sunlight as possible.