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Articles and Information about Stocks and Mutual FundsNetFinancial | Institutions | LoansColleges and Universities | Search Engines Choosing A Fund
For years I have been saying you must have a fund that is outperforming the S&P500 Index. Well, I've changed my mind. Now I think your fund should be outperforming the NASDAQ Composite Index. So far this year, March 30, the S&P is up 1.3% and the NASDAQ Composite is up 9.5 %. Have you checked your mutual funds for their performance so far this year? I don't know how important your money is to you, but it is important enough for me to check out my funds at the end of each month. I live off that income. Some day you may be doing the same so now is the time to start tracking those returns. For almost the last 20 years I have bought nothing but no-load mutual funds. There is absolutely no correlation that a fund performs better if you pay commissions. The only one who profits here is the broker, not you. In fact with an 8 1/2% front-end load you actually start 9 1/4% in the hole. Many no-load funds can be purchased at discount brokers for no commission at all. The call these NTF funds - No Transaction Fees. This is a great bargain that every investor should take advantage of. One of the things I have been preaching for years and I have not changed my mind about this is the funds you own should be the best performers available. My definition of best performer is that you should only buy a no-load fund that has the greatest increase in NAV (Net Asset Value) for the past 6 or 12 months. Your broker is definitely not going to tell you about these. You can find them yourself . Look in Mutual Fund Section of Investor's Business Daily newspaper. Usually about once a week they publish a list of 25 mutual funds with their performance record for the past 6 or 12 months. If you are going use this indicator then buy the top one, two or three and only check them out once each month to see that they remain on the list. If your fund drops below 15th or 20th or completely out of the list you will then sell it and buy the fund that is at the top. If you have a computer you may check out www.smartmoney.com as they list the top 25 performing funds. I would not buy one unless it has been on the market for at least a year. You may use the same sell strategy as the IBD above. In real estate the smart strategy is to buy right. In the stock market the smart strategy is to sell right. If you follow this plan during a bull market you will make 2 or 3 times the increase of the S&P or NASDAQ Composite. If you are willing to look at your mutual funds once each month for about 10 minutes you will be able to outperform 99% of the returns of financial planners, brokers or bankers. Is it worth it to choose your own funds? You have to answer that. Al Thomas' book, "If It Doesn't Go Up, Don't BuyIt!" has helped thousands of people make moneyand keep their profits with his simple 2-stepmethod. Read the first chapter athttp://www.mutualfundmagic.com and discover why he's the man that Wall Streetdoes not want you to know. Copyright 2005
MORE RESOURCES: table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/0-0fd=Rurl=http://www.washingtonpost.com/wp-srv/politics/polls/postpoll_101308.htmlcid=1257105866ei=SEzzSNa0IZWO9QTR3MiOAQusg=AFQjCNHRBbyEeASr8wgHViRPA9I4Rb1tEgWashington Post-ABC News poll/abrfont size=-1font color=#6f6f6fWashington Post,nbsp;United Statesnbsp;-/font nobr9 hours ago/nobr/fontbrfont size=-1This Washington Post-ABC News poll was conducted by telephone October 8-11, 2008, among a random national sample of 1101 adults, including additional b.../b/font/div/font/td/tr/table table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/1-0fd=Rurl=http://www.latimes.com/business/la-fi-investors13-2008oct13,0,4669187.storycid=0ei=SEzzSNa0IZWO9QTR3MiOAQusg=AFQjCNFa5crmOlI5H_KmiUj2GqlMi8mFpwAnxious investors hanging on despite heavy stock market losses/abrfont size=-1font color=#6f6f6fLos Angeles Times,nbsp;CAnbsp;-/font nobr6 hours ago/nobr/fontbrfont size=-1b.../b have about half a million dollars in the market, including retirement savings, individual bstocks, mutual funds/b and money market accounts. b.../b/font/div/font/td/tr/table table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/2-0fd=Rurl=http://www.kentucky.com/216/story/554066.htmlcid=1257239324ei=SEzzSNa0IZWO9QTR3MiOAQusg=AFQjCNGa6WK2zETYHtFD7h2fhZH28Wa8IQFinancial management is part of Boy Scout training/abrfont size=-1font color=#6f6f6fKentucky.com,nbsp;KYnbsp;-/font nobr7 hours ago/nobr/fontbrfont size=-1Explain the advantages and disadvantages of putting money into the following: bstocks, mutual funds/b, CDs, bonds, savings accounts. b.../b/font/div/font/td/tr/table table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/3-0fd=Rurl=http://www.nj.com/independentpress/index.ssf/2008/10/course_explores_investing_for.htmlcid=1256960025ei=SEzzSNa0IZWO9QTR3MiOAQusg=AFQjCNHPMJYO3Akb27TJ3h2BjdvBpDzljwCourse explores #39;Investing for Income#39;/abrfont size=-1font color=#6f6f6fIndependent Press,nbsp;NJnbsp;-/font nobr17 hours ago/nobr/fontbrfont size=-1We will explore bonds, high dividend paying bstocks, mutual funds/b making generous distributions and a host of other income-producing investments.quot;/font/div/font/td/tr/table table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/4-0fd=Rurl=http://www.myrtlebeachonline.com/opinion/story/628598.htmlcid=0ei=SEzzSNa0IZWO9QTR3MiOAQusg=AFQjCNFIvRcmgI7qQuIiH2lbekrV8NnxbQGovernment should stay within our means/abrfont size=-1font color=#6f6f6fMyrtle Beach Sun News,nbsp;SCnbsp;-/font nobr8 hours ago/nobr/fontbrfont size=-1Our stock markets are going in the toilet, and the retirees who rely on bstocks, mutual funds/b and 401(k) income are hurting. Rather than asking how did we b.../b/font/div/font/td/tr/table table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/5-0fd=Rurl=http://www.stamfordadvocate.com/localnews/ci_10701846cid=1257261586ei=SEzzSNa0IZWO9QTR3MiOAQusg=AFQjCNEZAnJ29LBRKWu9UJdJc9s81Yv71gFollowing the stock market is no game/abrfont size=-1font color=#6f6f6fStamford Advocate,nbsp;CTnbsp;-/font nobrOct 11, 2008/nobr/fontbrfont size=-1The class focuses on educating students about bstocks, mutual funds/b and bonds. Reid says her aim is to teach students to invest early and responsibly. b.../b/font/div/font/td/tr/table table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/6-0fd=Rurl=http://www.mankatofreepress.com/editorials/local_story_286005221.htmlcid=0ei=SEzzSNa0IZWO9QTR3MiOAQusg=AFQjCNGoT-swcbIKIk1KoaQ3fjPAnq4JGwOur View — Let free market be free/abrfont size=-1font color=#6f6f6fMankato Free Press,nbsp;MNnbsp;-/font nobrOct 11, 2008/nobr/fontbrfont size=-1Why not require the same thing with bstocks, mutual funds/b and other investment instruments? It would be less costly than the current bailout. b.../b/font/div/font/td/tr/table table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/7-0fd=Rurl=http://www.forbes.com/feeds/ap/2008/10/10/ap5536783.htmlcid=1256145734ei=SEzzSNa0IZWO9QTR3MiOAQusg=AFQjCNGTxgWI1MPcPgiMLfQ23VUrao197AEarning the Boy Scouts#39; personal management badge/abrfont size=-1font color=#6f6f6fForbes,nbsp;NYnbsp;-/font nobrOct 10, 2008/nobr/fontbrfont size=-1_Explain the advantages and disadvantages of putting money into the following: bstocks, mutual funds/b, CDs, bonds, savings accounts. b.../b/font/div/font/td/tr/table table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/8-0fd=Rurl=http://www.marketwatch.com/news/story/morningstar-inc-reports-third-quarter-2008/story.aspx%3Fguid%3D%257BF1DB2CB1-9483-480C-919B-6F5DE028CA8F%257D%26dist%3Dhpprcid=1255150437ei=SEzzSNa0IZWO9QTR3MiOAQusg=AFQjCNGsG7u71YgWe2igS9TlDDenYMMCNAMorningstar, Inc. Reports Third-Quarter 2008 European Fund Performance/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobrOct 7, 2008/nobr/fontbrfont size=-1Morningstar provides data on more than 280000 investment offerings, including bstocks, mutual funds/b, and similar vehicles. The company has operations in 18 b.../b/font/div/font/td/tr/table table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://news.google.com/news/url?sa=Tct=us/9-0fd=Rurl=http://mutualfunds.about.com/od/mutualfunds101/p/Funds101.htmcid=1256969318ei=SEzzSNa0IZWO9QTR3MiOAQusg=AFQjCNGaRzCSZhM-mcVSvsm0O-9W0XUj9A[an error occurred while processing this directive]/abrfont size=-1font color=#6f6f6fAbout - News amp; Issues,nbsp;NYnbsp;-/font nobrOct 9, 2008/nobr/fontbrfont size=-1That makes it much less risky than investing in one or two bstocks. Mutual funds/b started in the US as a novel investment vehicle for a few hundred b.../b/font/div/font/td/tr/table Stocks-Mutual-Funds - Google News |
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